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Cruise travel insurance

Go High Flying on a Cruise:

Back in the days, people would not feel over enthusiastic for a cruise travel insurance. The activities were limited, food mediocre and to top it all cruise was expensive, fit for only the super rich.

We should call ourselves lucky. In the last few decades cruise lines have been redoing themselves, and the comfort one finds in them is the last word in luxury. Cruising is fast becoming a trend in vacationing. Its time to cruise about the cruise scene.

If you are yet to get the taste of voyaging in a ship, you are in for a surprise. Today, cruising is affordable to suit every pocket.

You will only have to choose from a range of ports, vistas and climates. You can choose a ship from massive to mini. Exclusive ships can host less than 150 passengers, while large ships can carry over 3,500 passengers. The Grand Princess is a super-size ship, that is more than the length of a football field and the height is more than the tallest building of America. Sail to Bali, Sumatra, Java, Barcelona, Sydney, or even Cape Town. The choice is truly global.

It doesnt matter where you go. Consider only what you plan to do on the ship. As the hoteliers provide you amenities, exclusive to themselves, each of the

cruise travel insurance liners also has a different sort of personality. Various entertainments include round-the clock dining, ice-cream and pizza parlors, casino, internet caf, theatre, in-room movie, well-stocked gym, temperature- controlled pool, spa, library and boutiques. Delivering, activity, culture, all designed to provide, from A to Z, to suit your classy taste and boost your spirit.

Remember you will be expected to dress casually at daytime but in formal attires in the evening. Some ships exclusively expect their passengers to dress in formal dinner dress. By the way dont forget to bring additional money in case you have a desire to shop at any of the ports of your visiting. What Carrying money is cumbersome to you O.K. then use the ships ATM facility.

Before you go, organize all your travel documents because it is imperative that you carry all your identification. The cruise company will advice you whether you need a passport and/or visa. Consult your physician for the necessary inoculation. Since this is your dream trip and you are looking forward to enjoying it to the hilt, look for a cover to protect your cruise

You need to project your curise plan

Once you are committed to your intention of going on a cruise, i.e. you pay for the trip, theres no going back. Suppose a mishap occurs through delayed journey, you or some one in the family falling ill, or an urgent work related emergency

looming up, what will you do You will have to face a huge loss of money. Dan McGinnity, a spokesperson for Travel Guard says, 80% of Travel Guards claims are for events that happen before the journey starts. Therefore, it is wise to protect your trip with a good travel insurance plan. Learn what is or isnt covered for the trip from different insurers and buy your choice.

Travel insurance is your ticket to safeguarding your trip. You will have to pay about 5% to 8% of your total cruise trip cost. You will buy your peace of mind, besides being able to enjoy a hassle free cruise. You may ask your travel agent to help you choose an insurer. There are a number of independent companies who offer a very comprehensive range of cruise travel insurance policies at competitive rates. You have a chance to compare the rates and choose one suitable for your trip. Nearly all cruise lines protect their passengers with their individual line of cruise travel insurance.

A quick overview of the plans

Plans may include,

Valuable medical coverage

Trip interruption

Emergency travel

Health services

Buying a plan is always the right decision, whether you go for a two-day cruise to the Bahamas or a month long vacation through the Mediterranean. The hazards you may face

Delay en route to the port of embarkation and consequently missing the ship

Lost luggage

Broken limb

Heart attack

Death of a near relative

A travel policy will insure that you can tackle the delayed arrival at the port and replace it by taking a flight to the next port of call. You will also be saved from the surprise expenditures. Remember to keep all your receipts to file your claim.

There are other plans that offer round-the-clock travel assistance, to replace a lost passport, rebook a reservation, or manage other travel hazards.

Cost

Costs vary from company to company. The price charged by the third party suppliers often depends on the enrollees age, whereas the price charged by the cruise line is tailored to the trip and age is not a factor. Overall, you may have to pay 5% to 8% of the cost of the total trip. Senior citizens often get a reprieve from different insurer.

Comparison

Costs and coverage do vary, and your wisdom lies in researching online to do some comparison before committing to a seller.

Your cruise insurance providers are so many that you are spoilt for choice. Besides supporting you with protection for your trip they give you all sorts of information to help you build an insight regarding the facilities and amenities of different cruise liners.

You may either be single or with family, with children or with someone special with whom you want to spend quality time. You may even be cruising with your Mom to give her a very special Mothers Day. Time to embark on the liner and sail your way to an enchanting experience. Bon Voyage!