and Bend as well. LifeWise is reputed for providing quality health services. Be it claim or coverage, one can depend on Likewise health insurance quality services as they are known for prompt response. To know more about this company, it's a private company and its revenues are to the tune of $350 million per yea. Also it has close to 250 associates in the health insurance sector itself.

There are more than 6000 physicians, hospitals and other health-care providers who are associated with LikeWise. Along with its associates its total employs are around 3000 that help in providing health coverage to as many as 1.5 million members and their family members all over Oregon, Washington, Alaska and Arizona.

For our greater peace of mind we need to get health insurance for family members and us. With LikeWise we can find about many plans with lot of variety and they come with quality services and alternatives as well. We can choose suitable plan for us, and LifeWise is there to protect our family members and us when we need them badly. Uniqueness of LikeWise is that it's flexible when it comes in our option and need to choose hospitals and doctors. Another advantage with Likewise health insurance is that one needs no specialist referrals and he or she can do way with it while consulting specialist doctors.

We can take advantage of wide options available with LikeWise health insurance from its selection of benefit levels and deductible amounts as well. It proves beneficial for us, with a policy with extensive doctor circle, and with other associate insurance providers with cost saving tools. Coming to LifeWise individual plans pre existing waiting period is nine months. But in some cases this waiting period can also be reduced.

LifeWise covers maternity care and newborn care also. This insurance covers mother and newborn for a period of

three weeks, following birth of baby. But mother should have been enrolled and must be receiving obstetrical benefits for sure. As this is automated coverage, which comes with newborn birth, as it comes into effect depending upon mother at present is going to receive maternity benefits or not. This health insurance coverage for mother and newborn is not automatic when it comes to catastrophic health plans without obstetrical health coverage.

So LikeWise will cover insurance with some limits as quoted here, for a period of three weeks. One can also extend this coverage after three weeks, but for this one must make sure to apply within sixty days of baby birth. If one applies after this sixty-day time, newborn can be covered but health questionnaire of newborn will go according to the nine-month pre-existing-condition period. So newborn can get waiver under another criteria.

In standard health insurance for families as well as individuals of LifeWise, when one has 63 day break in coverage, they need to standard health questionnaire and his or her coverage taken earlier is not going to be credited to this waiting period. There are exceptions where one need not fill this form, where they exhaust COBRA, or where their insurer leave their current plan or where the move out of their state to another state where there's no such health coverage. If this time gap is between 64 and 90 days, in such a scenario their earlier coverage are not going to be credited in their pre-existing waiting period.

LifeWise got many benefits one can't get with other companies. With LikeWise all cases are covered, except the catastrophic individual health insurance plans which cover maternity benefits. Vital aspect when we note this is that maternity health related services received before birth of baby, but that's do not cover labor and delivery of newborn is not subject to the stipulated pre-existing condition waiting period. So mother's delivery and care thereafter for her are subject to the waiting period.

LifeWise health insurance plans for families and individuals will take into account their options, preferences, prime values as well as HSA plans. Plus Plan of LifeWise is suitable for those families and individuals who prefer doctors will co pay where they need not go for deductibles initially. LifeWise's Preferred Plan makes sure cost is down of their premiums. For those individuals and families who want to take low plan costs and also for those who like to see to it that their health care premiums are within their budget limits, they can go for Prime Plan and Value Plans of LifeWise health insurance. One plan that gives widest choice for consumers without preferred medical providers and also with high benefits for those who travel, LifeWise's Choice Plan suits best.

LifeWise provides wide range of benefits with flexible premium costs for its consumers. It makes one to take it easy in meeting their budget needs. LifeWise also provides health insurance for small business and employee group insurance also. There are optional benefits and many plans available for them. People don't like to waste their hard earned money on something that's not going to benefit them. But with lack of awareness as to which policy benefits them, they do waste their monies, though unwittingly. Take for example that premium costs also include agent's commission for selling a policy and also for servicing the same policy. We need to keep in mind that whether we get policy directly from agent or company, commission has to be paid. If it's purchased from insurance company itself, we lose our right to have an agent to represent us whenever we face hitches or problems with our insurer.

When we choose a LifeWise health policy, its plan summaries may not give us clear picture. So it helps if we can go to them in person, and understand them better by reading a suitable health insurance policy and thereafter speaking with professionals and lawyers. Its magazines will provide information how their plan worked during past 12 months. We must write down our worries separately and try to look how best our insurer responds. This will go a long way in monitoring our health care with LifeWise and also of our entire family member's.