Insurance & Warranty Tips

 

By getting an insurance policy you get financial protection/reimbursement against losses from an insurance company. There are many different types of insurance.

Home insurance: With a home insurance policy you can get coverage to repair/rebuild your home in case of a fire, theft, vanalism etc. Most insurance policies also provide additional living expenses if your home has been damaged, and coverage for clothing, furniture and other possessions. Having home insurance is not a legal requirement but it is highly recommended.

Motor insurance: With a motor insurance policy you can cover your car, boat, RV, two wheeler/bike, commercial vehicles like taxi, busses and trucks. Did you know that in most states in the U.S. it is illegal to drive without car insurance coverge?

Travel insurance: Travel insurance is a good idea in case you need to cancel your trip due to sickness, job loss or a fligh canellation. It may also cover travel delays, damaged luggage and lost luggage. Having travel insurance is not required, it's up to you.

people shaking hands, insurance text

Health insurance: With a health insurance policy you can reduce your medical bills to a more reasonable amount. You can get covered for medical expenses such as hositalisation costs, surgery, the cost of your medicine, doctor consultations etc. Most states in the U.S. requires you to have health insurance. You may have to pay a penalty for not having one.

Life insurance: A life insurance policy is a contract between you and an insurance company as a protection and security for your family. Depending on the policy the insurance will pay a lump sum to your beneficiaries after your death. The money can be used for anything.

Below are some articles that may help you on your way to pick the perfect policy for you.

 

insurance policy paper, money, magnifying glas

How to Choose Car Insurance in Massachusetts

Similar to most other states, Massachusetts requires minimum insurance coverage. You have four compulsory coverage in the state, including: Bodily injury...

house, hand

6 Types Of Insurance That Cover Real Estate Damage

Depending on the type of property you own, these are perhaps the most crucial kinds of insurance for you to consider. Options such as flood insurance, general homeowners insurance...

house, hand

A Better Understanding of the Importance of Property Insurance

Some people wait until their house has caught fire or their car has been totaled before they realize how much money and hassle they could have saved...

flood

By The Numbers: Natural Disasters at Home

Natural disasters are unavoidable, especially now that the climate is changing. Understanding which disasters affect your home is the first step to protecting yourself.

 

livingroom

4 Useful Pieces Of Advice That Will Come In Handy When Choosing A Home Warranty Plan

Home warranties cover various things such as appliances, plumbing, electrical systems, and heating or air conditioning units....

roof

Simple Tricks To Help You Choose A Perfect Home Insurance

Living life without insurance for yourself and your properties is a big risk. You never know when disaster can strike so it's best to be prepared for what can happen...

roof

Benefits of Taking Out a Mortgage Insurance

If you take out mortgage insurance, it means either purchasing additional coverage from an insurance company or getting rid of it completely. In some instances, it's not practical...

roof

Make Your Insurance Claim Easier And Faster With These Useful Tips

As getting in an accident was not tragic enough for you, you often need to go through a ton of bureaucratic paperwork to make the most out of your unfortunate...

 

roof

Landlord House Insurance

Whether one is an individual renting out a second home to tentants or a property tycoon with plenty of apartments for rent, whether the property is residential or commercial, they are all...